What is a “First-time Homeowner” or “First-time Homebuyer”?

You would be considered a first-time homebuyer if neither you nor your spouse owns or has owned residential real estate in the last three tax years. If you are a divorced or legally separated homemaker or single parent who owned a home in the past three tax years with your former spouse, you may be eligible as a first-time homebuyer. If you believe you might fit this category, please contact HHP.