My FICO score is less than 660. What should I do?

HHP recommends that you work with a HUD-approved credit counseling agency to improve your credit profile before considering homeownership. Clearpoint Credit Counseling offers free budget, credit, and debt management counseling services. They can be reached toll free at 1-800-750-2227 or via their website at: http://www.clearpointcreditcounselingsolutions.org.